Zwiren Title Agency, Inc
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    Zwiren Title Agency, Inc.

    Home Buyer and Borrower

    Zwiren Title is here to your biggest investment
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    Zwiren Title Agency, Inc.

    Residential Real Estate Investors

    Be Fully Informed When You Buy
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    Funds and Investment Firms

    We will navigate the nuances with you
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    Zwiren Title Agency, Inc.

    Commercial Services

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NEW FORM ALERT!
NEW NJ Seller Residency Forms (Git-Rep 3 & 4) - MUST BE USED as of Sept 1, 2024

The New Jersey Division of Taxation has revised the following forms:       

    • Seller’s Residency Certification/Exemption Form - GIT/REP-3 (8/24); and the 
    • Waiver of Seller's Filing Requirement of Git-Rep Forms and Payment Form - GIT/REP-4 (8/24).

      

We have been advised that the County Recording Departments will no longer accept the old versions (dated 11/23 and 8/21), if the form is signed on or after September 1, 2024.  


The new forms can be found on the State's Website or by clicking the below links. 

Download New Git-Rep 3
Download New Git-Rep 4
Home Buyer & Borrower
Residential Real Estate Investors
Funds & Investment Firms
Commercial Services

Please Be Advised: Zwiren Title Agency, Inc. is in the real estate business only.

Many fraudsters try to impersonate title companies. The ONLY people who receive checks from our company are those involved in our real estate transactions. Additionally, checks sent as an email attachment are not legitimate. Please don't hesitate to contact us if you have questions about a check you received from our company. 

About Zwiren Title Agency, Inc.

Zwiren Title Agency, INC. (ZTA) is a full-service title and settlement agency founded by Paula Zwiren. Our staff works as a fully engaged team, each member bringing a vast amount of experience, expertise and professional integrity. Our intentions are transparent allowing us to bring honesty to all our transactions. We have respect and appreciation for everyone and all parts of the process. 

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View Downloadable Forms ​and ​Information Sheets​

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What Does a Title Company Do?

Think of a title company as the final stop on the road to a real estate or financing settlement. Prior to settlement, the title company will research the ownership history of the property to determine what is required to reach the parties goals. At the settlement table, the title company collects and distributes funds from the transaction, facilitates the transfer of ownership of the property, and binds title insurance. We have fiduciary responsibilities to all parties in a transaction and may only proceed forward when all parties come to an agreement. 

More Frequently Asked Questions

What Does a Title Company Do?

Think of a title company as the final stop on the road to a real estate or financing settlement. Prior to settlement, the title company will research the ownership history of the property to determine what is required to reach the parties goals. At the settlement table, the title company collects and distributes funds from the transaction, facilitates the transfer of ownership of the property, and binds title insurance. We have fiduciary responsibilities to all parties in a transaction and may only proceed forward when all parties come to an agreement. 

Our Services

Title Insurance & Reports

Due diligence prior to closing is essential in order to meet the buyer's goals - the benefit of their bargain. Title commitments and other r..

Settlement

The three main functions of the agency when handling a settlement are: pre-closing prep, attendance at closing, and disbursement of... 

Additional Services

Complimentary Search Ordering Service for select searches, Document Review, Recording Services, Notary Services and Title Negotiati...

Our Team

ZTA is a full-service title and settlement agency. We work as a fully engaged team and each staff member brings a vast amount of experience, expertise and professional integrity to the company. Our intentions are transparent allowing us to bring integrity to every transaction. We have respect and appreciation for everyone and all parts of the process. You will find we are consistent in dedication, level of expertise, and professionalism in our transactions.

Applying risk analysis, knowledge of the laws and a thorough read of the research on the property, we set up requirements to issue a policy and exceptions affecting the property. We work through them with the customer and structure our requirements and exceptions to offer insurance that suits the customer's transaction objectives.

Featured Articles

Real Estate Attorneys

Buyers frequently call and ask if they really need an attorney in order to buy a piece of property.  My response is always “I could not personally imagine buying such a large investment without a specialist reviewing, understanding and explaining the entire transaction to me.

Even I, an attorney who owns a title agency, use a separate attorney when buying real estate...

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Clearing Title

One of the most popular questions we're asked is: "How do we clear this exception?" The answer depends on the type of issue the exception presents and if it is from the current owner or from behind the ownership date of the current owner.      

  A key tool for clearing prior owner items is the Inter-Underwriter Indemnification Agreement...

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Surveys

It is a common misconception that title insurance companies insures the survey.  In fact, title companies use the survey as a source of information to evaluate various risks and determine if we will insure the property without any exception. 

There is a lengthy standard exception to title that can be explained as, "when looking at a property...


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Discharge by Affidavit 

After receiving payment in full, an owner or holder of mortgage is legally required to have a mortgage canceled of record within 30 days of satisfaction; however, there are instances when a holder of mortgage does not complete their duty. The NJ legislature enacted N.J.S.A. 46:18-11.7: Conditions for a Discharge, Satisfaction on the Record

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Our Underwriters

NJ County Online Search Capabilities

​View the below chart to see what documents are available in each NJ County's Online Records Search Platform.