A [legal] description identifies the land being conveyed in a particular instrument, used to indicate the delineation of boundaries, which separate a given parcel from the surrounding land...

At the state level, liens are filed with the Superior Court of New Jersey. A judgment of the Superior Court becomes a lien upon all of the lands of the debtor (or defendant) in the State of New Jersey, from the time of its entry upon the Superior Court Clerk’s Civil Judgment and Order Docket.

When buying property, it's important to be aware of any liens that may be attached to it. A lien is a legal claim on a property, usually as a result of an unpaid debt or obligation.

When purchasing property, the manner in which title is vested is an important decision which sets a plan for what happens to each owner's interest in the property when they pass.

In 2006, all title insurance underwriters doing business in New Jersey entered into an Inter-Underwriting Indemnification Agreement. The agreement's purpose was to streamline the indemnity process between underwriters for specific issues and eliminated the need for a formal letter.

Spoofed emails are more challenging to spot because the messages look like they are actually coming from a known, trusted party. In real estate transactions, scammers will use transaction specific information gained from studying prior emails, to craft spoofed emails that are difficult to identify.

National Financial Crime Fighter Day is celebrated on October 26 every year. The objective of the day is to celebrate anti-money laundering professionals and the positive effect their work has on financial institutions in the US.

Wire Fraud continues to plague the real estate industry regardless of the numerous news articles published warning buyers and the educational materials advising professionals to establish preventative measures. Here are some real stories of people who became victims of real estate wire fraud.

After receiving a payoff, a mortgage company is required to cancel it from record; however, if mortgage company doesn’t complete their duty and a mortgage remains on record 30 days after satisfaction, there is an alternative method of discharging a residential mortgage.