Zwiren Title Agency, Inc

Title Industry

Blog tagged as Title Industry

A [legal] description identifies the land being conveyed in a particular instrument, used to indicate the delineation of boundaries, which separate a given parcel from the surrounding land...
12.29.23 12:03 PM - Comment(s)
ALTA 9.10-06: Restrictions, Encroachments, Minerals - Current Violations
This Endorsement, when affixed to a Loan Policy, insures against loss or damage due to violations of Covenants; encroachments over building setback lines...
04.28.23 11:11 AM - Comment(s)
When buying property, it's important to be aware of any liens that may be attached to it. A lien is a legal claim on a property, usually as a result of an unpaid debt or obligation.
04.28.23 11:08 AM - Comment(s)
For residential home buyers purchasing an Owner’s Title Policy, there is an option to purchase a policy with standard coverage or a policy with enhanced coverage. The Enhanced Owner’s policy offers additional coverage for buyers of residential property.
03.31.23 12:17 PM - Comment(s)
In 2006, all title insurance underwriters doing business in New Jersey entered into an Inter-Underwriting Indemnification Agreement. The agreement's purpose was to streamline the indemnity process between underwriters for specific issues and eliminated the need for a formal letter.
01.27.23 12:07 PM - Comment(s)
National Financial Crime Fighter Day is celebrated on October 26 every year. The objective of the day is to celebrate anti-money laundering professionals and the positive effect their work has on financial institutions in the US.
10.26.22 12:24 PM - Comment(s)
Wire Fraud continues to plague the real estate industry regardless of the numerous news articles published warning buyers and the educational materials advising professionals to establish preventative measures. Here are some real stories of people who became victims of real estate wire fraud.
09.30.22 05:04 PM - Comment(s)
After receiving a payoff, a mortgage company is required to cancel it from record; however, if mortgage company doesn’t complete their duty and a mortgage remains on record 30 days after satisfaction, there is an alternative method of discharging a residential mortgage.
09.30.22 03:45 PM - Comment(s)

As of March 2022, the State of New Jersey updated the RTF-1 & RTF-1EE Forms, otherwise know as the Affidavit of Consideration for Use by Seller and the Affidavit of Consideration for Use by Buyer. As stated in both new forms, transfers of real property that are intercompany transfers betwee...

07.19.22 04:40 PM - Comment(s)

Written by Paula M. Zwiren, JD, MBA, CTP

   One of the most popular questions we're asked is: "How do we clear this exception?" The answer depends on the type of issue the exception presents and if it is from the current owner or from behind the ownership date ...

02.04.20 03:27 PM - Comment(s)