A [legal] description identifies the land being conveyed in a particular instrument, used to indicate the delineation of boundaries, which separate a given parcel from the surrounding land...

An easement is a non-possessory right to enter and use land in the possession of another and obligates the possessor not to interfere with the uses authorized by the easement. It may be more broadly described as a right for a property owner to use the land of another property...

At the state level, liens are filed with the Superior Court of New Jersey. A judgment of the Superior Court becomes a lien upon all of the lands of the debtor (or defendant) in the State of New Jersey, from the time of its entry upon the Superior Court Clerk’s Civil Judgment and Order Docket.

When buying property, it's important to be aware of any liens that may be attached to it. A lien is a legal claim on a property, usually as a result of an unpaid debt or obligation.

For residential home buyers purchasing an Owner’s Title Policy, there is an option to purchase a policy with standard coverage or a policy with enhanced coverage. The Enhanced Owner’s policy offers additional coverage for buyers of residential property.

When purchasing property, the manner in which title is vested is an important decision which sets a plan for what happens to each owner's interest in the property when they pass.

In 2006, all title insurance underwriters doing business in New Jersey entered into an Inter-Underwriting Indemnification Agreement. The agreement's purpose was to streamline the indemnity process between underwriters for specific issues and eliminated the need for a formal letter.

Prior to title insurance, purchasing real estate was a riskier venture. Buyers assumed the land was free of any title rights, interests, or liens that would interfere with their claim once the transaction was complete. The risk of losing property due to unresolved issues was significant.

Wire Fraud continues to plague the real estate industry regardless of the numerous news articles published warning buyers and the educational materials advising professionals to establish preventative measures. Here are some real stories of people who became victims of real estate wire fraud.