Zwiren Title Agency, Inc

Title

Blog tagged as Title

After receiving a payoff, a mortgage company is required to cancel it from record; however, if mortgage company doesn’t complete their duty and a mortgage remains on record 30 days after satisfaction, there is an alternative method of discharging a residential mortgage.
09.30.22 03:45 PM - Comment(s)

As of March 2022, the State of New Jersey updated the RTF-1 & RTF-1EE Forms, otherwise know as the Affidavit of Consideration for Use by Seller and the Affidavit of Consideration for Use by Buyer. As stated in both new forms, transfers of real property that are intercompany transfers betwee...

07.19.22 04:40 PM - Comment(s)

Written by Paula M. Zwiren, JD, MBA, CTP

   One of the most popular questions we're asked is: "How do we clear this exception?" The answer depends on the type of issue the exception presents and if it is from the current owner or from behind the ownership date ...

02.04.20 03:27 PM - Comment(s)
SUCCESSORS & TRANSFEREES ENDORSEMENT

    This endorsement, when affixed to an owner’s policy, modifies the definition of Insured to include, in specific limited circumstances, transferees under inter vivos or testamentary trusts, and transferees for no or nominal stated consideration.

    The charge for the...

01.03.20 03:02 PM - Comment(s)

7 Victim Stories detailing how cybercriminals have defrauded real estate transactions. 


    Many cases of real estate wire fraud go unreported in the media and to the FBI. However, the FBI Internet Crime Complaint Center (IC3) reproted 11,300 victims in 2018 leading to $149 m...

01.03.20 02:26 PM - Comment(s)
The New Jersey Land Title Association (NJLTA) created the professional designation in 1990 to reward individuals who exhibit proficiency in the knowledge of title insurance and show dedication to the New Jersey Land Title Association and the profession.
01.03.20 02:17 PM - Comment(s)

Written by: Paula M. Zwiren, JD, MBA, CTP


    While the title policy price may not be negotiable in New Jersey, there is more negotiation of the terms of the policy happening than one might think at first blush.  The first step is to understand the parts of the contract that can b...

11.14.19 05:49 PM - Comment(s)

Written by Paula M. Zwiren, JD, MBA

     Real property buyers frequently call and ask if they really need an attorney in order to buy a piece of property.  My response is always “I could not personally imagine buying such a large investment without a specialist reviewing...

05.29.19 12:02 PM - Comment(s)

Written by Paula M. Zwiren, JD, MBA

Avoiding surprises is a critical element for success in any investment. When a title company performs its services it can act proactively for the investor to avoid surprises. 


Competency is the baseline service that a title company needs to earn a seat at ...

04.11.19 12:58 PM - Comment(s)

Written by Paula M. Zwiren, JD, MBA

It is a common misconception that title insurance companies insures the survey.  In fact, title companies use the survey as a source of information to evaluate various risks and determine if we will insure the property without any exception.

03.22.19 10:27 AM - Comment(s)